Swapping panels on a door this age is not a weekend project, and we'll say that plainly. The spring tension on a torsion system can put someone in the hospital if it's released wrong, and resetting cable drums and end bearings on an opening that's shifted slightly with the house isn't something you eyeball twice and move on from.
Where a homeowner can reasonably step in is cosmetics - repainting a steel door that's otherwise sound, replacing worn weatherstrip at the bottom seal, or tightening hinge bolts that have worked loose over the years. None of that touches the spring or the track. If the door is original to a 1997 build and the panel is rusting through or the spring has already broken, that's past the DIY line - at that point you're not fixing a part, you're replacing a system, and the parts for installation have to match each other correctly or the door won't balance.